Credit Repair

Experian Boost

Most of us by now have heard at least a little bit about Experian’s new(ish) product called “Boost”.  The claim is simple, you voluntarily sign up on their website to allow them to search your bank records and add normal monthly bills such as utility bills or insurance payments to your credit report.  The idea …Keep reading

Changes are coming but what does it m...

Recent changes to credit reporting have been announced and they will start taking place this July. The Change- TransUnion, Experian and Equifax will no longer include information about tax liens and civil judgments on a consumer’s credit report if the data doesn’t include the person’s name, address, Social Security number and date of birth.  The …Keep reading

5 Common Credit Mistakes to Avoid

Many people have the best intentions when they start looking for a home loan, but all too often many people either get poor advice, no advice or try to add their own common sense thought process into the equation. To help make this easier for people I have listed the 5 biggest credit mistakes to …Keep reading

It will surprise you!

One of the most common questions that I receive has to do with what would be the best thing to payoff to improve someone’s FICO score. Judging by the frequency of the question and the overall surprise of the answer I thought it would be a good “FICO Score pop quiz” question, so here you …Keep reading