The Real Truth About Credit

Credit expert Dan Beck's blog teaches consumers how to create an "A Rated" credit profile. Dan Beck is the founder and president of Credit Management Specialists.

Experian Boost

Most of us by now have heard at least a little bit about Experian’s new(ish) product called “Boost”.  The claim is simple, you voluntarily sign up on their website to allow them to search your bank records and add normal monthly bills such as utility bills or insurance payments to your credit report.  The idea …Keep reading

Changes are coming but what does it m...

Recent changes to credit reporting have been announced and they will start taking place this July. The Change- TransUnion, Experian and Equifax will no longer include information about tax liens and civil judgments on a consumer’s credit report if the data doesn’t include the person’s name, address, Social Security number and date of birth.  The …Keep reading

Here we go AGAIN!

Maxine Waters (D-CA) has introduced a bill in the House called the Fair Credit Reporting Improvement Act of 2014. Ever since this potential bill has been leaked by the press I have had several people asking me for my opinion on it. If the bill were to be passed, here are a few of the …Keep reading

Big changes are coming…or are they?

Last week FICO announced some big changes that have been making headlines; I have included parts of the press release below so you can read about those changes.   August 7, 2014—FICO (NYSE:FICO), “a leading predictive analytics and decision management software company, announced today that the new FICO® Score 9 introduces a more nuanced way …Keep reading