Here we go AGAIN!

Maxine Waters (D-CA) has introduced a bill in the House called the Fair Credit Reporting Improvement Act of 2014. Ever since this potential bill has been leaked by the press I have had several people asking me for my opinion on it. If the bill were to be passed, here are a few of the …Keep reading

If only I had a score

Over the years of discussing credit I have realized much of my conversations have dealt with explaining to people different ways they can improve their credit score.  While this is very important and a much needed conversation, especially since it is estimated that 70 million people have what is considered a subprime credit score, I …Keep reading

The Rule of 22

If you have ever read any of my books or any other articles I have written you undoubtedly have heard me talk before about the importance of how you manage your credit card debt in the eyes of your FICO score.  Some of the concepts and principles I teach I understand can be a bit …Keep reading