We talk a lot about credit card balance to limit ratios and there are some basics that need to be established when talking about this particular part of the score. In this part of the score, they are measuring what percent of your revolving credit is being used.  As an example, if you have one …Keep reading

Over the last few months, I have heard from several people asking me about a new credit hack and what I think about it.  To be honest I had never heard of this one so I had to do a little research.  What I found was several companies who are pushing a “new” credit tip.  …Keep reading

Most of us by now have heard at least a little bit about Experian’s new(ish) product called “Boost”.  The claim is simple, you voluntarily sign up on their website to allow them to search your bank records and add normal monthly bills such as utility bills or insurance payments to your credit report.  The idea …Keep reading