The Real Truth About Credit
Credit expert Dan Beck's blog teaches consumers how to create an "A Rated" credit profile. Dan Beck is the founder and president of Credit Management Specialists.
To close or not to close…that is th...
Credit Tips for Re-entering the marke...
Many people are sitting on the sidelines just waiting until they are eligible to re-enter the housing market and become homeowners again. These large numbers of people usually have a few things in common but most commonly it is that their credit scores have been hurt by a past foreclosure, short sale or bankruptcy. I …
How could I be declined?
If only I had a score
Over the years of discussing credit I have realized much of my conversations have dealt with explaining to people different ways they can improve their credit score. While this is very important and a much needed conversation, especially since it is estimated that 70 million people have what is considered a subprime credit score, I …
Are you like the other 96%?
Social media and loan approval?
Imagine having your recent loan application denied because of who you are friends with on social media. It might sound crazy but in fact there are some lenders that not only are reviewing your social media pages they are also asking you for your login credentials to Facebook and Twitter accounts as a prequalification checklist. …
5 Characteristics of a Low Risk Credi...
People are always contacting me about ways they can improve their credit score or asking about what things effect their FICO score. A lot of times this question can be specifically answered without reviewing their individual credit profile as it stands currently but there are some basic sound building blocks that are universal to having …