Credit

Maxine Waters (D-CA) has introduced a bill in the House called the Fair Credit Reporting Improvement Act of 2014. Ever since this potential bill has been leaked by the press I have had several people asking me for my opinion on it. If the bill were to be passed, here are a few of the …Keep reading

The other day I got a call from a guy that said “I have a 745 credit score and I was just declined for a credit card.” He was very upset and frustrated about this and understandably so.  As we went further with the conversation he told me the 745 he was referring to was …Keep reading

Over the years of discussing credit I have realized much of my conversations have dealt with explaining to people different ways they can improve their credit score.  While this is very important and a much needed conversation, especially since it is estimated that 70 million people have what is considered a subprime credit score, I …Keep reading

Don’t look now but the New Year is just around the corner and if you are anything like me you will soon be setting your goals for 2014, as well as trying to check off a few more goals from this year.  No matter what your goals are, most people I talk to have at …Keep reading

People are always contacting me about ways they can improve their credit score or asking about what things effect their FICO score.  A lot of times this question can be specifically answered without reviewing their individual credit profile as it stands currently but there are some basic sound building blocks that are universal to having …Keep reading

I am always reading tips from experts on the internet about “great ways” to improve your credit score fast.  In my search I have come across all kinds of crazy ideas, most of them are ones that you have to read twice, and then are still left saying to yourself “did I actually read that …Keep reading